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Found 4 entries for May, 2018.

If you've been thinking about hooking up your house with some smart technology, you could be a Millennial. Or maybe you've just got the insight that Millennials are willing to pay more for a smart house? But, they're not the only ones interested in smart technology. Baby Boomers will also pay more for a smart home. 

So what's involved to "smarten" up your house?

It's not just sticking a programmable thermostat on the wall and voila you're done. Beyond the thermostat, buyers who want smart technology in their new homes really want it decked out. We're talking a smart watering system, smart doors and locks, programmable lights, security systems, smart air filtration vents, smart smoke and carbon monoxide detectors, smart refrigerators, and more.

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While you may think you know where you need to begin before buying or selling your house, you might be surprised to learn what real estate experts know to be true in the residential marketplace.

1. "Zestimates" are often not accurate

In fact, if you're one of the millions of people across the country that turn to Zillow for real estate knowledge you may not even realize how off "Zestimates" can be. Since their home valuation algorithm is based on public and user-submitted data, there are times when the results are so far off it's comical. For example, The Seattle Times recently reported that a property in the state of Washington was overvalued by 700%!

While the likelihood of your home falling prey to a severe miscalculation in value is small,

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Did you know that your finances can use a good spring cleaning too? Here are three steps to get it done.

Step 1: The age old activities of knowing your credit score and reviewing your credit report every year are not relics. These are important tools to help you get into the home you want. Since spring is peak home buying season, you want to make sure you have good credit. And, that means having a credit score of at least 700 and above. 

How can you help boost your credit score? Pay your bills on time, and not just some of them, but all of them. You also need to avoid credit inquiries and dispute erroneous information on your credit report. For example, duplicate accounts or accounts that were paid off but are still showing a balance, etc.

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If you're thinking about purchasing a home this Spring or Summer, you may want to keep an eye on mortgage rates. Since March, they've been creeping back up.

Starter home; new home purchase

While the Federal Reserve's benchmark rate doesn't set mortgage rates, its decisions do influence them. That's important to note; especially since they increased the rate to 1.75% about 6 weeks ago (which is the highest in about a decade).

Don't let this scare you if you haven't looked into your mortgage financing options yet. You still have time, but time is of the essence. It's important to keep in mind that not knowing your financing options means you can lose the opportunity to buy the home you want to other buyers. This is especially the case right now with lower inventory on the home

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