Bell Team Blog

If you're a college graduate, a newlywed, or even if you're a recent retiree, you may be looking to purchase your first home. Maybe you're just tired of paying rent! A lot of buyers are intimidated by the home buying process--even those who have purchased and sold a home before! Are these questions swirling around your head? 

  • What can I afford? 
  • What kind of city do I want to live in? 
  • How do I get preapproved? 
  • How do I find a reputable lender? 
  • How do I find a real estate agent that will put my needs first? 
  • Will my home ACTUALLY appreciate over time? 

These questions and more will be answered at our First Time Home Buyer Seminar. Homestar's Candice Crook will be leading an informational session where she'll cover the ins

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It's time to meet one of our team's newest Buyer Specialists, Isaac Cruz! This young man has big plans for himself and his family, whether it's here or in Mexico. Isaac is a self-starter guaranteed to win anyone over with his shining personalty and charisma.

 i&c

Isaac has been with The Bell Team since September 2018. He started as an Inside Sales Agent connecting with our local community over the phone and supporting our agents "in the field." For seven months, Isaac was our "guy in the chair" and did a great job telling people about the work we do as well as keeping in contact with our past clients!

His ambition didn't end there! Isaac earned his real estate license in April 2019 and became a Buyer Specialist. Coming from the automobile

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Renting, on the surface, might seem like a dream. However, when you look into home ownership, the decision to make the leap becomes the best option by a mile.

For instance, are you aware that Braselton’s average monthly rent is higher than its average mortgage payment?

Yep, that includes all home insurance, HOA feeds, and all the other nickels and dimes that can add up.

Surprised? You shouldn’t be! In Georgia, the average rental price increased by 2.5% compared to last year. Compare that with the national home appreciation rate of around 4%.

These two numbers—2.5 and 4—boil down to one big takeaway: purchasing a home is the best investment you can make. No matter how much you pay in rent every month, your living space is always owned by

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Summertime is just around the corner, so here are five tips to keep your property clean, safe, and cost effective during the summer heat:

Clean!

Summertime is a great time to air out the home, clean under the furniture, and clear out anything you can. Consider holding a yard sale for anything you don't need, but someone else may. If you want to skip the hassle of a yard sale, consider donating to Habitat for Humanity's ReStore.

Take a Look at Your Porch

Give your porch a once-over. Wintertime sometimes causes loose nails, rotten boards, and might need to be resealed. It also keeps your deck looking great!

Safety First

Check outdoor play equipment - jungle gyms, tire swings, and even bikes that you store outside are prone to rust and

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Higher Grounds, one of Braselton's best coffee houses, recently announced that they are now offering Saturday brunch. Here's why we're so excited about it.

Higher Grounds has Great Coffee

You’ll be sure to find a roast you enjoy. No matter your preference—from traditional brews to nitro coffee—they’ve got you covered. There are few things more relaxing than a warm cup on a cool morning while the birds chirp and you can finally take a load off.

Brunch is Good for the Soul

Breakfast marries the best parts of breakfast and lunch. On the one hand, you get to eat breakfast food and all the carbs, salt, and fat that implies. On the other hand, it's late enough in the day that you can meet up with your brunchmates without having to wake up super

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We hope you have been enjoying the redesign of our website! This site’s mission from the very beginning has been provide our clients with useful tools so they can make the best decision possible. To that end, we have been working on building up our site to be the most helpful it can be.

So, whether you are actively searching for a home, are simply taking a look around, or just want to know more about Hall and the surrounding counties, make yourself at home!

This week we would like to highlight the work we’ve done to develop our community pages. When you search for a home, you’re also shopping for a community that will be entertaining, provide opportunity, and keep your family safe. Luckily for us, Georgia is home to some of the best the country

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15 words to know

 

When you're buying and selling a home, it can feel like your realtor is speaking an alien language. No one likes being in the dark!


With us, education is the name of the game. Our agents know their stuff and will explain each step of the buying and selling process to you. Until you can meet with them, however, here is a tidy list of the 15 most important terms every buyer, seller, and eventual homeowner should know:

 

Buyer’s Agent

 A realtor who specializes in purchasing homes on behalf of the soon-to-be-homeowner. Buyer’s agents are generally paid commission from the home seller, and we've got three awesome buyers agents on our team.

Listing Agent

A realtor who specializes in selling homes on behalf of the homeowner. Listing

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It’s always worth a look to see how you can become more involved in your community whether you’re new to the area or if you’re looking for new experiences in your old stomping grounds. 

Just down the street you’ll find new friends and experiences! Often there is more to do in a city than you think. So how best to get out, meet people, and see more of the community you live in? Read on! 

 

Join a running club

Not only will you be treated to beautiful scenery, you’ll be surrounded with a group of supportive people and can socialize while achieving your health goals. You can find groups of all ages and skill levels. All you need is a pair of semi-decent running shoes and breathable clothing and you’re good to go! Run Georgia and Runners Fit

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Because 1 in 5 Georgians are food insecure, and because food donations drop off this time of year, The Bell Team is partnering with Georgia Mountain Food Bank—the experts in combating hunger in Georgia.

 

Valentine’s Day will be here soon and we wanted to demonstrate a different kind of love this February. Our theme is Spread the Love, and for every item you bring in you’ll be entered for a chance to win one of three one-hour photo sessions from one of our best photographers.  

 

We also have an online donation site  for fast and secure online donations of any size. Transform $1 to 5 local meals. For every $2 you donate you’ll immediately receive a chance to win. Just let us know how much you donated by emailing our staff!

 

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According to local financial experts, the average the down payment for a home can range anywhere from zero (through USDA, VA, Physicians loans and the CRA First Time Buyer Program) to 10-20%. Every household is different, so before setting out on the home buying process we strongly recommend exploring all of your options. Often, this is best done by partnering with a financial expert to access money that you didn’t know you had.

 

Keep in mind also that there are a variety of payment sources that can help you quickly achieve your goals, including gifts from relatives (see our post on cash offers for more on that!), IRS and State Tax refunds, loaning against your 401k and even withdrawal from your 401k.

 

Let’s say you’ve already explored

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