Renting, on the surface, might seem like a dream. However, when you look into home ownership, the decision to make the leap becomes the best option by a mile.
For instance, are you aware that Braselton’s average monthly rent is higher than its average mortgage payment?
Yep, that includes all home insurance, HOA feeds, and all the other nickels and dimes that can add up.
These two numbers—2.5 and 4—boil down to one big takeaway: purchasing a home is the best investment you can make. No matter how much you pay in rent every month, your living space is always owned by someone other than you. And because rental prices are increasing, the only thing you can be sure of is that you’ll be paying more next year than you are now.
Fact: Rent has steadily increased since 1988, and shows no sign of decreasing any time soon.
When you purchase a home, you own a tremendously valuable asset that is guaranteed to increase in value. Purchasing a home vastly outweighs the perceived flexibility and affordability of renting.
One of the biggest protests a potential home buyer may have is that they do not have the capital necessary for putting a down payment on a home. Well, we have good news for you! The Bell Team has a laundry list of lenders and financiers who will work with you, no matter your situation. Even if you think your credit score is too low, or your debt-to-income ratio is too high, we can work with you to set you on a track for success.
Because we are real estate fiduciaries, it is our job to present you with all of your options--not just those which benefit us. If home ownership isn't an option for you in the short term, we will tell you so, and will work with you to find the perfect rental property. Scout's honor.
It never hurts to explore your options!
If you’re interested in knowing how you can own your home, give us a call or email. We are always ready to help anyone and everyone. When and if you are ready for the leap into home ownership, we’ll be here.