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Buying a home, a second home, a vacation home, or custom building your dream home? You've come to the right place. As real estate experts, we bring you everything you need to know about getting into your new residence.

Found 26 entries about Homebuyers.

We hope you have been enjoying the redesign of our website! This site’s mission from the very beginning has been provide our clients with useful tools so they can make the best decision possible. To that end, we have been working on building up our site to be the most helpful it can be.

So, whether you are actively searching for a home, are simply taking a look around, or just want to know more about Hall and the surrounding counties, make yourself at home!

This week we would like to highlight the work we’ve done to develop our community pages. When you search for a home, you’re also shopping for a community that will be entertaining, provide opportunity, and keep your family safe. Luckily for us, Georgia is home to some of the best the country

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15 words to know

 

When you're buying and selling a home, it can feel like your realtor is speaking an alien language. No one likes being in the dark!


With us, education is the name of the game. Our agents know their stuff and will explain each step of the buying and selling process to you. Until you can meet with them, however, here is a tidy list of the 15 most important terms every buyer, seller, and eventual homeowner should know:

 

Buyer’s Agent

 A realtor who specializes in purchasing homes on behalf of the soon-to-be-homeowner. Buyer’s agents are generally paid commission from the home seller, and we've got three awesome buyers agents on our team.

Listing Agent

A realtor who specializes in selling homes on behalf of the homeowner. Listing

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According to local financial experts, the average the down payment for a home can range anywhere from zero (through USDA, VA, Physicians loans and the CRA First Time Buyer Program) to 10-20%. Every household is different, so before setting out on the home buying process we strongly recommend exploring all of your options. Often, this is best done by partnering with a financial expert to access money that you didn’t know you had.

 

Keep in mind also that there are a variety of payment sources that can help you quickly achieve your goals, including gifts from relatives (see our post on cash offers for more on that!), IRS and State Tax refunds, loaning against your 401k and even withdrawal from your 401k.

 

Let’s say you’ve already explored

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REFI's First Time Home Buyer Infographic

If you’re a young person in America right now, you may think it nigh-impossible to buy a home for you or your family. In reality, there’s substantial evidence that first time home buyers are purchasing homes at a relatively young age. Research in the First Time Home Buyers Guide shows that the average age of first time buyers is 32, and 35% of all homes sold are to first time buyers.

However, buying a home is not an easy choice. The process of setting your financials straight may well take over a year, but there are ways to minimize stress in order to make the transition as simple (and pain-free!) as possible. The same goes for non-financial elements as well. 

 

Buyer Loans

Most first time home buyers do not pay for their property outright

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man vs machine

Companies like OpenDoor, OfferPad, Redfin Now and Zillow Instant Offers are online real estate investment companies, commonly referred to as “iBuyers.” They’re hailed for taking the guesswork out of buying and selling homes, because they provide clients with quick offers at a seemingly fair market price.

The reality is those companies are NOT who you want to work with. iBuyers can’t replace real estate professionals for a number of reasons.

For one, sellers could get more for their home. iBuyers’ offers derive from an imprecise algorithm, meaning sellers aren’t getting the most for their home. These algorithms may gather data from the local and nationwide markets, but they do not even come close to the nuance that an experienced real estate

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confused homeowner

When you're in a seller's market, buying a home can sometimes feel impossible. There are a host of factors that—especially if you're a first time home buyer—can feel overwhelming and make you question whether or not you'll ever find the right home for you and your family. Fear not! While the real estate market is volatile and subject to turn on a dime, real estate professionals like The Bell Team make it their business to know where to turn your focus in order to land the right home no matter how difficult the market. For when you're buying in a seller's market, here are six principles to help you make it through on the other end unscathed.

First, it's important to have a good handle on your current situation before you march into the market. Have

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The Bell Team has been hard at work finding the best properties in our area. Now is your time to come and see for yourself! We've got two open houses this Sunday, October 7 from 2-4. Below you'll find more deets as well as info one the homes themselves and links to our Facebook events where you can RSVP. Happy hunting! 

creekside OH

4634 Creekside Drive in Flowery Branch

Surrounded by a gorgeous wooded area in the Meadow Creek Estates, this fun 4br/3ba is perfect for families and couples looking for a lively space to entertain and host (or nestle down for a quiet night in). This 2-storey is furnished with a stone fireplace with a custom mantlepiece, hardwood, tile, and new carpet flooring throughout. A screened in porch and finished basement will turn your

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deliberating money

The question of buying versus renting is a complicated one, and one that depends on a few factors including (but, like always, never limited to) the stage of life you’re in, the market, whether you plan on moving soon, your preference for doing yard work, and a myriad of other specificities that can greatly complicate your decision to buy or rent. But fret not! This post will lay out the basic ins and outs and will give you a bird’s eye view of the road ahead.

Why rent? Renting affords someone greater flexibility, which is perfect if you expect major changes to be coming along that will necessitate an impending change of location. Moving on from a rental property is easy because you can simply move out at the end of your lease, rather than spend

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piggy bank

In the real estate market, there are definite and obvious advantages to paying for your new home with an all-cash offer. When the buyer produces the entire purchase price upfront—rather than from a lender—the seller knows that the buyer has the necessary funds to complete the transaction without the uncertainty that comes with other payment methods. 

Surprisingly, 29% of home buyers pay for their home with an all-cash offer.  And, often, these people aren’t filthy rich! Usually they are retirees with savings, or are individuals with enough equity in their homes and other investments to produce the cash necessary for purchase.

While an all-cash offer has its advantages, there are times when it’s not in your best interest.  So when should you make

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New Hall County Resident Guide

New to Hall County? We're so glad you've moved in. Even if you haven't moved just yet, you'll find this resource guide super helpful. We're going to cover all the essential information you need to know to help make your move to Hall County as seamless as possible.

Vehicle Registration

We'll start here because there's a process for you whether you're an in or out of state resident. If you've moved to Hall County from another Georgia location, just update your address with the Tax Commissioner's Office.

However, if you're from out of state, you do need to purchase a Georgia tag within 30 days of establishing residency. You can do this at the Hall County Government Center at 2875 Browns Bridge Rd, Gainesville, GA 30504, and you can call in

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