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Buying a home, a second home, a vacation home, or custom building your dream home? You've come to the right place. As real estate experts, we bring you everything you need to know about getting into your new residence.

Found 30 entries about Homebuyers.

Over the next 12 weeks, this blog will focus on on the many parts of purchasing a home. We know that purchasing a home—whether it be your first or your fifteenth—can be stressful and confusing.

But it doesn’t have to be! We help people buy homes all the time! This series explores and explains the typical roadmap to purchasing a home. Some steps are more cumbersome than others, but if you know what to expect you won’t be taken off guard if (and when!) complications arise!

For the third part of this series, we'll be covering the costs associated with buying a home.

Four main costs are associated with purchasing a home: earnest money, home inspection, appraisal, and closing costs. First, let’s talk about earnest money.

Basically, earnest

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Over the next 12 weeks, this blog will focus in on the many parts of purchasing a home. We know that purchasing a home—whether it be your first or your fifteenth—can be stressful and confusing.

But it doesn’t have to be! We help people buy homes all the time! These 11 blog posts explore and explain the typical roadmap to purchasing a home. Some steps are more cumbersome than others, but if you know what to expect you won’t be taken off guard if (and when!) complications arise!

First off, we’ll talk about getting pre-approved.

Before you even start the home search, we suggest you get a pre-approval letter from your lender. The pre-approval letter basically says that your lender (the financial institution that will loan you the money for your

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Current Market Recap

Hall County’s Year over Year Statistics

Average Sales Price: $284,428

Average Days on Market: 61

Active Listings: 865

Number of Homes Sold: 2,495

Average sale price is up by 3.8% ($10,808), average days on market is up by 11.4%, the number of active listings slightly increased from 864 to 865 (only 0.12%), and number of sold homes increased by 1.6% (40 homes). The market is looking stable. We are still in a seller's market, but the winds of change are picking up speed. Home appreciation continues to increase. Georgia home values are expected to increase by as much as 4.9% by next year (after they appreciated as much as 8.23% statewide over last year).

  

Georgia has more to offer than delicious peaches,

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If you're a college graduate, a newlywed, or even if you're a recent retiree, you may be looking to purchase your first home. Maybe you're just tired of paying rent! A lot of buyers are intimidated by the home buying process--even those who have purchased and sold a home before! Are these questions swirling around your head? 

  • What can I afford? 
  • What kind of city do I want to live in? 
  • How do I get preapproved? 
  • How do I find a reputable lender? 
  • How do I find a real estate agent that will put my needs first? 
  • Will my home ACTUALLY appreciate over time? 

These questions and more will be answered at our First Time Home Buyer Seminar. Homestar's Candice Crook will be leading an informational session where she'll cover the ins

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We hope you have been enjoying the redesign of our website! This site’s mission from the very beginning has been provide our clients with useful tools so they can make the best decision possible. To that end, we have been working on building up our site to be the most helpful it can be.

So, whether you are actively searching for a home, are simply taking a look around, or just want to know more about Hall and the surrounding counties, make yourself at home!

This week we would like to highlight the work we’ve done to develop our community pages. When you search for a home, you’re also shopping for a community that will be entertaining, provide opportunity, and keep your family safe. Luckily for us, Georgia is home to some of the best the country

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15 words to know

 

When you're buying and selling a home, it can feel like your realtor is speaking an alien language. No one likes being in the dark!


With us, education is the name of the game. Our agents know their stuff and will explain each step of the buying and selling process to you. Until you can meet with them, however, here is a tidy list of the 15 most important terms every buyer, seller, and eventual homeowner should know:

 

Buyer’s Agent

 A realtor who specializes in purchasing homes on behalf of the soon-to-be-homeowner. Buyer’s agents are generally paid commission from the home seller, and we've got three awesome buyers agents on our team.

Listing Agent

A realtor who specializes in selling homes on behalf of the homeowner. Listing

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According to local financial experts, the average the down payment for a home can range anywhere from zero (through USDA, VA, Physicians loans and the CRA First Time Buyer Program) to 10-20%. Every household is different, so before setting out on the home buying process we strongly recommend exploring all of your options. Often, this is best done by partnering with a financial expert to access money that you didn’t know you had.

 

Keep in mind also that there are a variety of payment sources that can help you quickly achieve your goals, including gifts from relatives (see our post on cash offers for more on that!), IRS and State Tax refunds, loaning against your 401k and even withdrawal from your 401k.

 

Let’s say you’ve already explored

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REFI's First Time Home Buyer Infographic

If you’re a young person in America right now, you may think it nigh-impossible to buy a home for you or your family. In reality, there’s substantial evidence that first time home buyers are purchasing homes at a relatively young age. Research in the First Time Home Buyers Guide shows that the average age of first time buyers is 32, and 35% of all homes sold are to first time buyers.

However, buying a home is not an easy choice. The process of setting your financials straight may well take over a year, but there are ways to minimize stress in order to make the transition as simple (and pain-free!) as possible. The same goes for non-financial elements as well. 

 

Buyer Loans

Most first time home buyers do not pay for their property outright

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man vs machine

Companies like OpenDoor, OfferPad, Redfin Now and Zillow Instant Offers are online real estate investment companies, commonly referred to as “iBuyers.” They’re hailed for taking the guesswork out of buying and selling homes, because they provide clients with quick offers at a seemingly fair market price.

The reality is those companies are NOT who you want to work with. iBuyers can’t replace real estate professionals for a number of reasons.

For one, sellers could get more for their home. iBuyers’ offers derive from an imprecise algorithm, meaning sellers aren’t getting the most for their home. These algorithms may gather data from the local and nationwide markets, but they do not even come close to the nuance that an experienced real estate

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confused homeowner

When you're in a seller's market, buying a home can sometimes feel impossible. There are a host of factors that—especially if you're a first time home buyer—can feel overwhelming and make you question whether or not you'll ever find the right home for you and your family. Fear not! While the real estate market is volatile and subject to turn on a dime, real estate professionals like The Bell Team make it their business to know where to turn your focus in order to land the right home no matter how difficult the market. For when you're buying in a seller's market, here are six principles to help you make it through on the other end unscathed.

First, it's important to have a good handle on your current situation before you march into the market. Have

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